Business Loans & Lines of Credit

Business loans have a fixed interest rate and term and are typically longer in duration. A line of credit on the other hand is a revolving loan that provides a set amount of capital that can be accessed when needed.  

Revenue Advances

Revenue advances allow you to sell a % of your future receivables at a small discount.  We then collect our fixed % back over a non-fixed period of time until the purchase amount is received.

Factoring

Factoring turns your invoices into immediate capital. You sell your invoices and we advance you immediate funds, then we collect from your customers and advance you the balance minus a small fee.

Equipment Financing & Leasing

Equipment Financing & Leasing is a solution to purchasing pricey items for your business. Equipment lease financing essentially refers to funds borrowed from a lender that can be used as payment for an equipment lease.

Step 1 - Apply securely online

Visit our Apply Now page and start the application process. It’s simple, quick and easy and most importantly, completely secure. We only require 3 recent business bank statements to begin the funding process.

Step 2 - Select a funding plan

We start by assigning a business funding specialist to determine exactly what your borrowing needs are. Next, we’ll design a program focused on your funding request and desired repayment terms.

Step 3 - Receive your funds

After you receive your capital, begin the repayment process. Our team will always be available for any future funding requests, just contact us.

Do I have to switch my current credit card processor?

Absolutely not, but over 75% of our merchants were currently with or switched to one of our preferred processors. Next day cash settlements and better rates and fees are a compelling reason to switch. However, if any circumstances prevent this, including merchants preference we have many alternative collection methods.

How many months of bank statements will I need to provide?

You will only need to provide us with your business’s 3 most recent bank statements. However, if your business is seasonal, we may need a little more information to accurately assess your current funding request.

How to get funding for a business with bad credit?

All Options Capital looks more at the health of the business and the ability of your company to service the holdback % vs. evaluating credit or assets . There are even options for someone with poor credit ! We realize business owners have real life events that come up that may negatively impact their credit score. Some of these events include divorce, sickness , medical expenses, bankruptcy, or inadequate accounting services. This shouldn’t prohibit you from obtaining capital you need to maintain or grow your business. All Options Capital will work through almost any scenario to provide you funding in a fast & flexible manner that is customized to meet the needs of your business.

How to get funding for a business?

All Options Capital has streamlined the process to obtain funding for your business effortlessly. Let us do the work! Simply fill out our short online application and submit 3 months of business bank statements and that will suffice to receive a menu of options. Typically, we can have an approval and a funding plan within a hour. If you decide to move forward, we require minimal documentation and our turnaround times are the fastest in the industry. Usually, we can get you funded within 24-48 hours. Our team is always on standby!